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Why choose real estate investment over other types of investment, truongptdtntthptdienbiendong.edu.vn shares a topic with the main content: comparing the advantages and disadvantages of 8 types of real estate investment.

In the current Vietnamese real estate market 8 types of real estate investment include: Apartment; Townhouse; The ground; Resort real estate; Cemetery garden; Shophouse and Officetel; Room for rent; Factory.

Below, truongptdtntthptdienbiendong.edu.vn analyzes the advantages and disadvantages of investing in different types of real estate.

1. Invest in “apartments”

Faced with the situation that the land fund in big cities is shrinking today, apartment investment is becoming a real estate investment trend that has only developed in the past 10 years but has great potential. . The apartment real estate market is bustling with many segments from affordable to high-end. The apartment market is diverse from the high-end to the affordable segment.

Advantage

• Flexible payment methods, can pay in installments.
• Banks support loans with attractive interest rates.
• Demand for apartments is growing, especially in big cities.
• Investing in apartments can be profitable quickly in the form of “surfing” investment.
• Good liquidity. Lease, profitability will be regular and stable monthly.

Defect

• Many apartment projects are “inflated” with excessive values ​​compared to reality.
• The price cycle is slightly bullish, with little spike volatility.
• Investors need to spend a lot of time learning the market.

2. Invest in “townhouses”

After investing in apartments, customers can choose a townhouse as an ideal destination, according to experts, many investors choose this channel. This is not a new type of investment, but it has not cooled down because the demand is always good. Join truongptdtntthptdienbiendong.edu.vn to learn more about the advantages and disadvantages of this type.

Advantage

• Townhouses can both be used to live in, do business or rent business premises. Thus, it can be seen that the use value of this type of townhouse investment is quite high.
• Demand is high, especially in well-located areas in the city.
• Stable monthly income is better than other types because the need to find and rent townhouses to buy and sell business is always there.
• Legality is often guaranteed more clearly and fully than land investment.

Defect

• Investment in townhouses usually has a high investment capital, because the price of townhouses is often high because of the synchronization compared to the area.
• The small area of ​​the townhouse will make it difficult to separate the book to stand in its own name.
• Profit and liquidity of this type are affected by the volatility of the real estate market, it is difficult to self-adjust the price as desired.

3. Invest in “ground land”

Investment in land plots is a type of investment, although it has been established for a long time, but it is interested by many investors because of its high profit. When the land fund is increasingly limited and the ownership of land in big cities is increasingly limited, investors, especially those with little capital, often look to the periphery to invest in land. This type of investment possesses many advantages, however, there are also many potential risks for investors.

Advantage

• It is one of the least potential investment types today.
• Expected profit is 4-5 times higher than bank interest rate.
• Profitability and liquidity are better than townhouses, especially in areas with complete infrastructure.
• Profit of land plot in 1 year is usually 20% – 30%
• The possibility of price drop of this type is quite low because it is less affected by the market’s growth cycle.
• Urban land fund is increasingly limited, land resources do not increase, creating favorable conditions for land investment to develop strongly.
• It is an investment that is less influenced by the virtual value of advertising.
• If the land has a red book, the bank will support up to 70%

Defect

• The legality in some land plots is still unclear, making investors vulnerable to investment risks.
• The more beautiful the location, the higher the liquidity, the more expensive the price is, and the more investment capital is lost. On the contrary, if there is no good location, it is often difficult to sell, having to “bury” capital for a long time.
• Land plots can only really grow if they are located in an urban development area, with synchronous transport infrastructure, a developed regional economy, and a methodical planning.

4. Real estate investment “resort”

Resort real estate is no longer a strange concept for investors. Especially when Vietnam’s tourism industry is making strong changes, attracting not only domestic tourists but also a large number of international visitors.

Therefore, leading to the development of resort real estate investment to meet the needs of residence and resort for tourists.

Advantage

• Resort real estate can both be used for living and can be used for profitable business in the form of self-business or a business tenant.
• Quite special compared to other types, so it possesses many potentials that other types of investment do not have.
• There is a strong attraction among investors because of its long-lasting profitability. The committed profit of this type is from 8 to 14% and lasts from 8 to 10 years.
• As noted, the number of tourists is increasing day by day due to the development of society. At the same time, the number of international routes is improved, creating a great source of income for this type of resort real estate investment.

Defect

• Profits depend on fluctuations in the tourism market.
• Investment capital is high depending on the tourist destination because resort real estate, especially those with sea view or seaside, often has a very high price.
• Resort real estate often encounters many legal difficulties.

5. Real Estate Investment “Cemetery Garden”

The type of investment in cemetery gardens is a new type of real estate investment but creates a lot of attraction for investors because it brings many practical profits.

This type of real estate investment in cemetery gardens has been popular in the world for a long time, but in Vietnam, this type of investment has just tended to bloom in the neighboring provinces of Hanoi and Ho Chi Minh City. .

Advantage

• This type of niche investment is not affected by the real estate cycle.
• High profit, some projects record profits up to 40 – 100%.
• The supply is relatively small but the demand is unchanged.
• Affordable investment capital and diversified products.
• Usually, investors will support liquidity to sell goods to investors.
• The mechanism is open and open to the legal corridor.
• The increasing quality of life and the Vietnamese people’s concept of life are always looking to the roots, wanting to take care of the resting place for the deceased, creating potential conditions for the development of investment in cemeteries.

Defect

• The risk from investing in cemeteries is almost very low or no.
• Influenced by state planning factors.
• The investment concept of Vietnamese people is still quite hesitant about this type of cemetery garden.

6. Real estate investment “Shophouse and Officetel”

Shophouse is also known as a commercial townhouse. This is a new model house, including housing combined with business shops.

Although this is a type with a long history and popular in the world, in Vietnam, Shophouse just appeared and blossomed a few years ago with real estate projects and is becoming an investment trend. new real estate.

Advantages of Shophouse

• This is a type of investment with great commercial value.
• Product liquidity is high.
• High rental income. The exploitation rate of shophouses according to statistics is up to about 8 – 12%/year.
• The supply is still scarce, accounting for only 3-5%.

Cons of Shophouse

• Prices are much higher than ordinary apartments.
• Ownership of Shophouse is only about 50 years. Particularly for the Masteri Millennium project, ownership is up to 99 years.
• Officetel apartment is a new type of real estate investment that is extremely attractive to investors because of the level of profit it brings. It can be said that the type of investment in Officetel apartments will catch up with the trend of real estate investment in the coming years due to the need to use multi-purpose office apartments that can both live and can be used as an office. .

Advantages of investing in Officetel apartments:

• The area is usually small, only 25 – 50m2, so the selling price is low or not too high.
• Attractive rental yield, higher than that of ordinary apartments.
• Used address for business registration.
• It is allowed to use the company name board in front of the apartment and at the reception.

Disadvantages of investing in Officetel apartments

• The small area is not suitable for individuals who want to stay for a long time.
• Ownership only 50 years. Particularly for the Masteri Millennium project, ownership is up to 99 years.
• Officetel apartment operating costs are higher than other types of apartments.
• Saturday type of investment: Room for rent
• The demand for rental accommodation is very large, especially in big cities due to the high job market. In addition to high stability and great potential, investing in rental accommodation also has many potential risks.

7. Invest in “rooms for rent”

Advantage

• The biggest demand is always in big cities like Hanoi and Ho Chi Minh City.
• Stable monthly revenue, not subject to fluctuations of the real estate market.
• In addition to the monthly income from room rentals, there is also the potential to increase the value of the property.

Defect

• Taxes account for 10% of revenue, including 5% personal income tax and 5% turnover.
• Complex security, difficult to control tenants, can cause evils and dangers affecting the number of tenants.
• Low profitability.
• It can take a long time to collect money, or it can be stolen, causing loss of revenue.
• Maintenance costs are high.
• The eighth type of real estate investment: Factory investment
• In the trend of market expansion and development, businesses have the need to rent factories or warehouses for production activities. In particular, small and medium enterprises and foreign enterprises often look to ready-made factories to save initial costs and limit risks. Investing in factories for sale or for rent is becoming an attractive investment form for investors to participate in.

8. Invest in “factory”

Advantage

• Industrial land rental prices are increasing in recent times.
• Factory rental profit is higher than other types.

Defect

• Potential but need long-term capital.
• Time to recover capital is very slow, it takes at least 10 years to recover capital.
• Hard to find large land bank.
• Difficult procedures, legal does not support investors.

Above are 8 types of real estate investment in Vietnam real estate market made by truongptdtntthptdienbiendong.edu.vn. For real estate investment, in addition to carefully understanding the advantages and disadvantages of different types of investment, the valuation of real estate is also an extremely necessary job to minimize investment risks to the extent that they are not. the shortest.

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